The rates, fees and APRs shown on our Home Page are for 30-day locks on detached single family primary residences for purchase or rate and term refinance transactions with loan to values of 80% or less and borrowers documenting their income. Conforming rates are for loan amounts of $150,000 to the maximum conforming loan amount, with APRs calculated on a loan amount of $240,000. For Adjustable Rate Mortgages, the APR is subject to increase or decrease after closing. All Adjustable Rate Mortgages have 30-year terms unless stated otherwise. All rates assume borrower minimum fico score of 720. Monthly payments for the loans listed are as follows: 30 Year Fixed Rate $1288, 15 Year Fixed Rate $1836, 5/1 ARM $1163, 20 Year Fixed Rate $1584, 7/1 ARM $1234.

Rebate pricing may be used to pay all non-recurring closing costs including lender fees, appraisal, escrow, title and recording fees. Borrower to pay all recurring closing costs including interest, taxes and insurance and all reconveyance and demand fees.

For a custom quote specific to your transaction including rate, guaranteed closing costs, APR and monthly payment, please click here. Monthly payments include principal and interest only. PMI, hazard insurance, property taxes, HOA dues, and any other recurring costs are not included.

Borrowers and properties must qualify for all loans. State restrictions and other conditions and restrictions may apply. Rates and terms subject to change.